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Business SystemsIn Development
TWATEMCO Management System & Members Portal
Client: Tayabas Western Academy• Industry: Cooperative & Financial Services
Overview
TWATEMCO Management System is a cooperative financial web application empowering members with digital passbooks while providing admin tools for loan processing and payroll deductions.
The Business Challenge
Cooperative members relied on physical paper passbooks to track capital shares and loan balances, making loan applications and credit limit verification slow and manual.
The NeroDevs Solution
NeroDevs built TWATEMCO—a digital cooperative system with online member passbooks, automated loan calculators, specialized rice loan facilities, and direct payroll deduction integration.
Key Features Delivered
Digital Member Passbook for Live Share Capital & Deposit Logs
Regular & Share-Based Loan Calculators & Amortization Schedules
Specialized Rice Loan Facility with Active Catalog Pricing
Automated Company Payroll Deduction Integration for Loan Repayment
Secure Member Registration Code Verification System
Internal Member-to-Admin Messenger & Announcements Engine
Technology Stack
Laravel 13PHP 8.3Inertia.js v3React 19TypeScriptTailwind CSS v4FortifySpatie PermissionDomPDFVite
Target Outcomes
Provide 24/7 digital passbook access to cooperative members
Automate loan amortization calculations and bimonthly payroll deductions
Streamline member enrollment with secure single-use registration codes
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